You want to protect yourself from identity theft ?

The US Federal Trade Commission estimates that as many as nine million Americans have their identities stolen each year. Identity theft is when someone uses your personal information to commit fraud or other crimes. Since resolving identity theft can take a lot of time and be very expensive, prevention is the best strategy:

• Shred financial documents before discarding.
• Don’t carry your Social Security card in your wallet or write the number on a check.
• Don’t give out personal information by phone, mail, or Internet unless you know the recipient.
• Never click on links in unsolicited emails. Just in case they lead to a fraudulent site, always type in the correct web address.
• Don’t use obvious passwords (your birth date, mother’s maiden name, last four digits of your Social Security number, etc.), and don’t carry them with you.
• Keep personal information in a secure place at home.
• Inspect your credit report at least once a year and report any discrepancies.
• Be alert for bills that don’t arrive on time, new credit cards (or statements) that arrive unexpectedly, and denials of credit for no apparent reason. Make inquiries and follow them up.

If you’re a victim of identity theft, report it to the police immediately.

As always if you or any of your friend or family need any help on a mortgage or if you are planning to buy a house or if you have any question regarding obtaining a home loan you can always call M. Kamal, CPA & Mortgage Expert for a FREE no cost consultation. You can go to www.KamalMortgageTips.com and subscribe to our free Mortgage Secret weekly Video advise. For any question please call M. Kamal… your mortgage adviser for life at 718-507-LOAN (5626).

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