Pros and Cons of REITS

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An investment vehicle that has been growing in popularity lately is the Real Estate Investment Trust or REIT. A REIT is a company that lets investors pool funds to invest in real estate. Here’s how to determine if a REIT is right for you… Kamal’s Money Tips: Pros and Cons of REITS from M.Kamal, the […]

Pay the mortgage or invest: which is smarter?

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Have you ever wondered which is smarter: To pay off your mortgage or use that money to invest in retirement? Here are a few factors to consider. Kamal’s Money Tips: Pay the mortgage or invest: which is smarter? from M.Kamal, the Mortgage Expert on Vimeo.

How to Pay Off Your Mortgage Fast

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Paying off your mortgage as quickly as possible is a great way to save money, build equity and free up funds for other investments that can lead to financial security. Here’s the fastest way to do it. Kamal’s Money Tips: How to Pay Off Your Mortgage Fast from M.Kamal, the Mortgage Expert on Vimeo.

5 Smart Ways to Use Your Tax Refund

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Deciding what to do with your tax refund can be a lot of fun. Who doesn’t like to spend money? But instead of blowing it on things that are guaranteed to lose value—like expensive clothes or a vacation—consider investing your money for the future. Sure, it sounds like less fun, but think of the fun […]

Selling your home?

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Are you — or someone you know — planning on selling your home any time soon? If so, today’s tip is for you. Since your home is one of your largest assets, selling it is probably one of the most important decisions you will make in your life. And once you’ve made that decision, you’ll […]

7 Tax Advantages of Being Self-Employed

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If you’re looking for a way to accelerate your savings so you can achieve financial independence more quickly, you might want to consider self-employment. The safest way to start is by earning self-employed income on the side while keeping your current full-time job. But regardless of whether you’re self-employed part-time or full-time, you can benefit […]

Tax Advantages of Dividend Income

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Are you planning on setting aside extra savings in the near future? When you’re building savings for a long-term goal like retirement or education, keep in mind the tax implications of your investment. If you’re earning bank interest, you pay income tax on that interest. But if you invest in stocks that pay a dividend, […]

How to Retire Rich

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It’s true. Most people never retire early or rich. Why? Because they lived their pre-retirement years as if they were rich already. It’s an easy trap to fall into when all the ads, TV shows and movies show average folks enjoying expensive toys. So we end up using credit cards, lines of credit and mortgages […]

The Power of Persistence

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I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life’s failures are people who did not realize how close they were to success when they gave up.” If it weren’t for Mr. Edison’s dogged determination to keep going, after thousands of failed […]

10 Ways to Increase Home Value

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Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. […]

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